Getting injured at work is a matter than needs to be taken seriously. Whether it could have been avoided or not is more important than you might possibly think.
- The first thing you need to do to see to yourself. Make sure that you receive the proper medical attention that your injury requires. However, check with the Workers’ Compensation Board to make sure that your health care provider is autorized. If you have to go to the emergency room because of the workplace injury and do not have time to check with the board, you are better off to take care of yourself as priority.
When you first began your employment, your employer should have given you written information about a preferred provider organization or alternate dispute resolution program.
Any diagnostic tests or medicine that may be needed after your workplace injury happens should be covered under your workplace’s insurance but you will have to get the tests and medicine at a pharmacy or clinic covered by their particular insurance.
Typically, any medical services are to be paid by the employer or the employer’s insurance if they chose not to dispute your case.
- The next thing to do after making sure your medical needs are seen to is to notify your supervisor about the workplace injury. You will need to tell them exactly how it occured as soon as you are able. This should be done in the form of writing with specific dates and times if possible and a step by step narration of what happened.
If you do not notify your supervisor within 30 days of the injury occurance, it is posisble that you could looks your rights to workers’ compensation. If you are incapacitated by disease then the supervisor must be given notifciation within two years after being diagnosed.
- A form C3 will need to completed in order to file a workers’ compensation claim to the worker’s compensation board. You can go to your local office to do this or you can mail it in to them.
Should your employer not dispute your claim, it will classed as approved and an adjuster from the insurance company will let you or your employer know how the medical bills will be paid.
However, if your employer does dispute your claim, the case will most likely go to court and you may need to acquire legal representation. At this point, you will have to gather evidence to support your case. Whether it be witness statements or a written statement from your doctor, or something else entirely, it needs to prove that the accident caused you harm at your place of employment and it is indeed a workplace injury.
If, for some reason your claim is denied, you have the option to appeal. Many times, you will receive a letter stating that your claim was denied and there will also be instructions informing you of how to appeal. This may involve contact your employer’s insurance company to find out if they were the ones who denied it and if there is anything you can do to change their minds, or it could be an issue of finding new evidence to present before a judge.
In any case, you will want to make sure you talk to a worker’s compensation lawyer as soon as something happens that you think may result in a claim. Never try to do this without legal advice. Even if you do not have to go to court, if you talk to a lawyer and find out the correct steps before even filing your claim, the chances of your claim being approved are greatly improved. Personal injury lawyers will know how to properly fill out and submit the correct papers to catch the attention of whoever needs to see them in order to get your claim to come out in your favor.
Remember, one of the main reasons that many workers find their claims denied is because they did not have the expertise of qualified lawyers on their side and ended up with a weak case, but that doesn’t have to be your outcome.